SIP Goal Calculator

Let us help you reach your goal with our SIP Goal Calculator. Put in your inputs, like your goal amount, SIP budget, and duration (years), and let our calculator find your required rate of annual return while suggesting the mutual fund schemes that have delivered similar returns in the past. However, these funds may not guarantee future results, It will give you an idea about the type of funds you need based on your goal amount and risk tolerance.

Goal Amount (₹):

Monthly SIP Budget (₹):

Investment Duration (Years):

Include Inflation (6%)

Reaching your goal will be easier if you increase SIP amount every year. Use our Step-Up SIP Calculator to plan investment better!.

Also Read, Mid-cap and Small-cap Mutual Funds: Which Performs Better?

To reach ₹10L in 10 years, you need 12.2% annually.

Growth Over Time

Mutual Funds Matching Your Required Annual Returns

These results are based on default inputs. To get personalized mutual fund suggestions, use the calculator above and click “Find Matching Mutual Funds.”

Disclaimer: The Mutual Funds suggested above are only for educational purpose and no recommendation, The funds are suggested based on only their past performance and they do not garuntee the future results.

Frequently Asked Questions

What is SIP Goal Calculator?

It is a tool that calculates how much annual returns you need based on your inputs of Goal Amount, Monthly SIP budget and investment duration.

How is the required return calculated?

It uses a reverse calculation of the SIP formula to find the annual return rate needed to reach your target goal amount based on your monthly investments and tenure.

What happens when I check the “Include Inflation” option?

When inflation is considered, your target amount is adjusted to reflect its real-world value in the future. This help you understand how much your truly need to earn every year.

How is our SIP Goal Calculator different from others?

Unlike other calculators, our SIP Goal calculator takes the data of your inputs and after calculating the required annual return, our tool suggests you the mutual funds schemes that has given similar kind of returns in the past.

How does our calculator help you choose the right funds?

After Caculating the annual returns, our tool suggesting the funds that have given similar returns in the past. However, These funds may or may not give similar returns in the future but you will be able to understand what type of funds (i.e LargeCap, MidCap, SmallCap, Hybrid or debt funds) are giving the returns that you need to achieve your future goal.

Can I blindly invest in the suggested funds?

No, the suggested funds are not investment advice. They're shown to help you understand the risk/return tolerance of funds that matched your goal in the past. Always do your own research or consult a financial advisor before investing. Our tool is made to help you get closer to your goal, and do not take it as a recommendation.

Is my data saved anywhere?

No. This tool runs completely in your browser. None of your inputs are stored or tracked.